To apply, you typically need a valid passport/Emirates ID, salary certificate or proof of income, bank statements (last 6 months), and property documents. Self-employed individuals may require additional financial statements and trade licenses.
Yes. We offer tailored mortgage solutions for non-resident buyers. While eligibility criteria vary by bank, non-residents can finance both ready and off-plan properties with competitive rates and flexible repayment terms.
Islamic finance is Shariah-compliant and interest-free. Instead of lending money, the bank buys the property and sells it to you at a profit, payable in installments. This model avoids interest (riba) and promotes ethical, transparent financing.
Your mortgage amount depends on your income, existing liabilities, age, and the property value. Most UAE banks offer loans up to 80% of the property value for residents and 50–75% for non-residents.
Yes, refinancing can help you reduce your interest rate, lower your monthly payments, or switch to better loan features. We assess your current mortgage and advise you on the best balance transfer options available in the market.
With the right documents, initial approval can be obtained within 3–5 working days. Full approval and final offer letters may take 1–2 weeks depending on the lender and complexity of the case.
No. Transparency is our core value. We clearly outline any applicable service fees upfront and help you compare offers that include all bank-related charges to avoid surprises later.
Yes, we work with banks that finance off-plan and under-construction projects. Eligibility may depend on the developer’s approval with the bank and the project’s completion timeline.
Equity release allows you to unlock cash tied up in your property without selling it. You can use the released funds for investments, renovations, or other financial needs while continuing to own your home.
We compare multiple banks to find you the most suitable mortgage deals, handle paperwork, and negotiate on your behalf. Our team provides unbiased advice, saves you time, and often helps you secure better rates than going direct.
Your trusted partner in home financing – delivering smart, transparent mortgage solutions for every stage of your journey.
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